Intervention Design Matrix | Gender Toolkit

Barriers

Discriminatory laws and practices
Lack of gender-sensitive legal frameworks/ labor regulations
Barriers to obtaining official, state-issued documentation
Uneven implementation of laws and practices
Burdensome and costly regulations, policies, and procedures to start and operate business

Poor government outreach and information dissemination
Lack of information about legal and regulatory provisions
Inadequate/biased workplace policies, con-ditions and practices
Biased stereotypes of authority favoring men
Low level of trust in public-facing bureaucrats

Lack of inclusion, predictability, transparency, trust, and dialogue among stakeholders
Low representation of women in formal institutions (e.g. government, support organizations, business organization, etc.)
Low capacity of women ́s representative entities resulting in lack of participation and input into legal and regulatory decision-making

Weak legal/regulatory protections for financial consumers
Limited information and data on gender gaps in finance
Women´s unequal ownership, access and administrative authority (e.g., property, inheritance, collateral)
Gaps in the digital financial ecosystem including digital ID, digital signature, e-KYC, agent banking networks, etc.

Lack of an enabling environment for technology, limiting women’s access to financial services and products
High-risk perception of women borrowers(resulting in, e.g., higher interest rates, shorter repayment periods for women)
Persistent focus on traditional collateral requirements (e.g., immovable property,credit history)

Financial provider practices and products that do not meet women’s needs
Permission of male family member required to conduct financial transactions
Limited financial capability
Fewer women who have bank accounts
Women’s limited personal access to technology and related financial services
Lack of women’s familiarity with technology used to access financial products and services

Lack of gender-sensitive business-service ecosystem (e.g., biased trainers, mismatch between services offered and needs)
Lack of incentives to acquire skills due to social norms and other restrictions
Cost barriers to accessing training and technical assistance

Inadequate skills and knowledge to start, run and expand a business - e.g., financial and technical literacy, business & soft skills, and sector information
Lack of access to relevant business information due to restricted ability to participate in mentoring programs/networks

Limited relevant education
Limited knowledge of access to businessrelated technology tools and software
Restricted mobility
Business decisions constrained by male relatives

Lagging legal and regulatory provisions (e.g.,digital payments, cross-border commerce, etc.)
Inadequate input markets (land, labor, capital)
Cost barriers (compliance, formalization, informal payments)
Limited access to finance, inputs, tools, assets and collateral

Inadequate access to and limited use of technology enablers
Market-related information constraints (e.g.,re: input costs, prices, demand, etc.)
Limited access to new customers
Limited access to networks, (in-)formal information- sharing, and role models

Concentration in less profitable, lower parts of the value chain
Gender-based harassment in business transactions (e.g., buyers, sellers, suppliers, customs officials, etc.)

Intervention Design Matrix

Selection				Potential Interventions	Technology Enabler applied in Intervention	ID/Link	Project Name & Summary
				Reform explicitly discriminatory laws and regulations and promote laws that support women's inclusion	global and regional digital accountability maps	Equality in Law for Women and Girls	MULTI-REGION: UN Women Equality in Law for Women and Girls by 2030. Includes global and regional digital accountability maps for 20 countries that track repeal of discriminatory laws, promotion of WEE, elimination of child marriage laws, and promotion equality in family relations.
				Facilitate de facto gender-neutral implementation	mobile application	P146244	EGYPT: Promoting Innovation for Inclusive Financial Access project Component 1: Develops Tamweely; a mobile Arabic-language application to educate SMEs on corporate governance, proper accounting records, taxes, and regulations affecting SMEs. Assists WSMEs in overcoming mobility barriers.
				For new legislation, implement awareness campaigns targeted toward women	television, soap operas, other media channels	P160806	DRC: SME Development and Growth Project Subcomponent 1.3 uses television, soap operas, other media channels to disseminate information about newly passed legislation on family code and land, labor and equality laws that support female entrepreneurship and WEE.
				Target women-owned/- led firms via strategic communications, awareness-raising and information sharing	mobile application	P146244	EGYPT: Promoting Innovation for Inclusive Financial Access project Component 1: Develops "Tamweely" a mobile Arabic-language application to educate firms on corporate governance, proper accounting records, taxes, and regulations affecting MSMEs.
				Target women-owned/- led firms via strategic communications, awareness-raising and information sharing	television, soap operas, other media channels	P160806	DRC: SME Development and Growth Project Subcomponent 1.3 uses television, soap operas, other media channels to disseminate information about newly passed legislation on family code and land, labor and equality laws that support female entrepreneurship and WEE.
				Establish gender-sensitive feedback loops and/or other mechanisms that channel data on women's priorities and constraints into reform processes	mobile application	P130891	MONGOLIA: Support for Accountable, Responsible, and Transparent Government project Component 1.2 develops citizen-facing dashboard that aggregates citizens' incoming messages in informative ways, allows citizens to disaggregate data by sex. Includes development of mobile applications that address grievances collected in feedback loops.
				Include women and women's support organizations in decision-making processes (e.g., PPD, B2G feedback loops, consultations, and working groups)	mobile applications	P130891	MONGOLIA: Support for Accountable, Responsible, and Transparent Government project Subcomponent 2.3 seeks increased female participation in development of innovative digital tools, such as apps, that increase the number of female- targeted solutions identified by information provided by B2G feedback loops and developed by WSMEs in government priority sectors.
				Simplify business registration processes	e-service platform	P171172	JORDAN: Economic Opportunities for Jordanians and Syrian Refugees PfR Component 7 includes Ministry of Social Development permitting issuance of e-license for home-based childcare businesses. Includes communications campaign publicizing e-business registration and e-licensing procedures.
				Improve industry and firm policies and practices to attract and retain more female workers	GIS data mapping	P147235	WEST BANK AND GAZA: Economic Development across Fragile Communities project Component 1 works with Ministry of Tourism to teach entrepreneurs, especially women, about tourism industry and Component 2 provides trainings on how to use Geographic Information Systems (GIS) data to develop guided tours along Abraham Path.
				Improve industry and firm policies and practices to attract and retain more female workers	not applicable	P120843	BANGLADESH: BD Private Sector Development project Component 2 includes development of childcare operations guidelines and manuals for the economic zones and hi-tech parks that are adopted by Bangladesh Economic Zones Authority (BEZA) and Bangladesh High Tech Park Authority (BHTPA). NOTE: this component was added after the PAD was approved and is referred to in the ISRs for April 2020 and October 2020.