Intervention Design Matrix | Gender Toolkit

Barriers

Discriminatory laws and practices
Lack of gender-sensitive legal frameworks/ labor regulations
Barriers to obtaining official, state-issued documentation
Uneven implementation of laws and practices
Burdensome and costly regulations, policies, and procedures to start and operate business

Poor government outreach and information dissemination
Lack of information about legal and regulatory provisions
Inadequate/biased workplace policies, con-ditions and practices
Biased stereotypes of authority favoring men
Low level of trust in public-facing bureaucrats

Lack of inclusion, predictability, transparency, trust, and dialogue among stakeholders
Low representation of women in formal institutions (e.g. government, support organizations, business organization, etc.)
Low capacity of women ́s representative entities resulting in lack of participation and input into legal and regulatory decision-making

Weak legal/regulatory protections for financial consumers
Limited information and data on gender gaps in finance
Women´s unequal ownership, access and administrative authority (e.g., property, inheritance, collateral)
Gaps in the digital financial ecosystem including digital ID, digital signature, e-KYC, agent banking networks, etc.

Lack of an enabling environment for technology, limiting women’s access to financial services and products
High-risk perception of women borrowers(resulting in, e.g., higher interest rates, shorter repayment periods for women)
Persistent focus on traditional collateral requirements (e.g., immovable property,credit history)

Financial provider practices and products that do not meet women’s needs
Permission of male family member required to conduct financial transactions
Limited financial capability
Fewer women who have bank accounts
Women’s limited personal access to technology and related financial services
Lack of women’s familiarity with technology used to access financial products and services

Lack of gender-sensitive business-service ecosystem (e.g., biased trainers, mismatch between services offered and needs)
Lack of incentives to acquire skills due to social norms and other restrictions
Cost barriers to accessing training and technical assistance

Inadequate skills and knowledge to start, run and expand a business - e.g., financial and technical literacy, business & soft skills, and sector information
Lack of access to relevant business information due to restricted ability to participate in mentoring programs/networks

Limited relevant education
Limited knowledge of access to businessrelated technology tools and software
Restricted mobility
Business decisions constrained by male relatives

Lagging legal and regulatory provisions (e.g.,digital payments, cross-border commerce, etc.)
Inadequate input markets (land, labor, capital)
Cost barriers (compliance, formalization, informal payments)
Limited access to finance, inputs, tools, assets and collateral

Inadequate access to and limited use of technology enablers
Market-related information constraints (e.g.,re: input costs, prices, demand, etc.)
Limited access to new customers
Limited access to networks, (in-)formal information- sharing, and role models

Concentration in less profitable, lower parts of the value chain
Gender-based harassment in business transactions (e.g., buyers, sellers, suppliers, customs officials, etc.)

Intervention Design Matrix

Selection				Potential Interventions	Technology Enabler applied in Intervention	ID/Link	Project Name & Summary
				Link women to regional and international markets through export promotion events and study tours	e-Learning and online training modules	P147438	MONGOLIA: Export Development Project component 2.1 includes producing and providing free e-Learning and online training modules on export promotion and supporting research; includes matching grants for product quality certification costs.
				Increase women's access to government procurement programs	digital platform	ChileCompra	CHILE: ChileCompra is the Chilean Government e-procurement program that includes an e-commerce platform to fully support digital supplier processes for SMEs.
				Increase women's access to government procurement programs	computers	(P168394) Note: no publiclink	SENEGAL: Connecting National Procurement Needs with Women-Owned SMEs in Senegal project Component 2 includes skills development program focused on technical advisory to improve themes important for public procurement bidding (overall business development including related to technology, soft skills).
				Support technology extension services	digital platforms, applications	P162599	BENIN: Digital Rural Transformation Project Subcomponent 2.2 includes improving outreach & quality of crop extensions & advisory services through online platforms and applications with local content.
				Support technology extension services	mobile phones, 24/7 call center, interactive websites	P128307	PAKISTAN: Sindh Agricultural Growth Project Component A.2 includes introducing ICT-based technologies for delivery of agriculture extension and marketing to farmers/producers, including information dissemination through mobile phone, 24/7 call center and interactive websites.
				Support technology extension services	smart phones	P170604	SIERRA LEONE: Smallholder Commercialization and Agribusiness Development Project (P153437) and Additional Financing (P170604) Sub-component B2 includes market access and coordination improvements through ICT or mobile-based price information systems.
				Address de facto occupational sex segregation through mentoring, information provision, and skills development	smartphones, computers	P164188	KOSOVO: Digital Economy project Sub-component 2.1 includes youth online and upward program to train and connect young men and women to global online work platforms by increasing their technical skills to compete equally for basic IT and IT-enabled services as online freelancers.
				Establish awareness raising efforts for supply-chain professionals (procurement managers, etc.) to increase understanding of challenges faced by women business owners	not applicable	600209	BANGLADESH: Corporate Connect: Strengthening Market Access for Women Business Owners project included Supplier Diversity Advisory Committee that brings together firms focused on supplier diversity (SD) to exchange ideas for its long-term implementation, guide a strategy for matching WSMEs to corporate buyers, recruit new corporations to the SD movement, and select SD goals that align with corporate structure and objectives. Due to COVID the committee's activities, meetings and outputs take place online and are supported by online tools (virtual meetings, an online platform, social media).
				Provide training to strengthen financial capability through digital tools	interactive program website, including e-Learning; tablets	P145215 (No public documents link)	Multi-Region: New Generation of Women Entrepreneurs (Women X): Nigeria & Pakistan NIGERIA & PAKISTAN Component 2.2.1 includes e-Learning modules and Component 2.1.1 includes virtual e-mentoring program.